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AFRAH, Zahriatul; MAHMUD, Taufiq; RAHMAWATI; TAJ, Sahrish. Usage of Financial Technology: A Study on Lhokseumawe Community Based on UTAUT Model. Jurnal Ilmu Perbankan dan Keuangan Syariah, [S. l.], v. 7, n. 1, p. 170–186, 2025. DOI: 10.24239/jipsya.v7i1.319.170-186. Disponível em: https://jurnaljipsya.org/index.php/jipsya/article/view/319. Acesso em: 11 sep. 2026.