Farid, E.S. et al. 2025. The influence of financial technology, social environment, and financial attitudes on the financial behavior of PSDKU UNTAD Morowali. Jurnal Ilmu Perbankan dan Keuangan Syariah. 7, 2 (Dec. 2025), 322–338. DOI:https://doi.org/10.24239/jipsya.v7i2.340.322-338.