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Aunika, Vita, Budi Sukardi, and Adib Susilo. “Religiosity, Knowledge, and Satisfaction on Students’ Saving Decisions: A Moderating Effect of Interest in Islamic Banks”. Jurnal Ilmu Perbankan dan Keuangan Syariah 6, no. 1 (June 8, 2024): 101–126. Accessed August 26, 2026. http://jurnaljipsya.org/index.php/jipsya/article/view/256.