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Irham Pakawaru 2022. Pengaruh Sikap Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa dan Lingkungan Sosial Sebagai Variabel Moderating . Jurnal Ilmu Perbankan dan Keuangan Syariah. 4, 2 (Dec. 2022), 193–201. DOI:https://doi.org/10.24239/jipsya.v4i2.160.193-201.